Financial goal

Reviewing superannuation

Superannuation is a long-term part of many Australians' financial position, but the right questions vary with age, work, family arrangements and retirement plans.

A clearer first brief

What you may want to bring into view

Bringing multiple accounts or existing arrangements into view
Questions about contributions, investments or insurance settings
How superannuation fits with retirement priorities
Finding the right scope of licensed support

Start with the outcome

You do not need to arrive with every answer

AFC can help you frame the purpose of your review before introducing you to an appropriate third-party professional where suitable.

Begin with the decision, change or concern that prompted you to seek support.

Related questions may point to more than one type of appropriately qualified professional.

Understand the conversation

A useful way to approach this goal

These are orientation points to help you prepare, not a recommendation about what you should do.

Give your review a clear purpose

A superannuation review might be prompted by a new job, a change in family circumstances, approaching retirement or simply a long period without checking the arrangements. Defining what prompted the review helps make the first professional conversation more focused.

Useful preparation may include locating recent fund statements and noting questions about fees, investment options, beneficiaries, contributions or insurance held through super. Avoid sending sensitive account or identity information through a general website enquiry.

Connect the super question to the wider goal

Superannuation decisions can interact with tax, cash flow, insurance and retirement planning. Some matters require personal financial advice, while others may involve a fund, accountant or another specialist.

AFC does not assume which answer is right for you. Its role is to understand the question and help identify a relevant type of provider so you can discuss your options directly with them.

Ask whether the provider can advise on your specific question
Confirm fees and any product relationships before engaging
Consider the consequences before changing or consolidating accounts

Questions worth considering before you talk

There are no perfect answers. A few notes can simply make the first conversation more focused.

What prompted you to review your superannuation now?

Do you have a recent statement and a list of current accounts?

Are insurance arrangements held through super part of the review?

Is the question connected to retirement, tax or a major life change?

Potentially relevant expertise

The right professional depends on the question

These categories may be relevant to this goal, but their inclusion is not a statement that AFC directly provides each service or that every category is suitable for you.

01Superannuation
02Financial advice
03Retirement planning
04Accounting and taxation

Keep exploring

Related financial goals

A wider goal may bring several connected questions into view.

View all goals