Terms of Use

These draft terms are a framework only. Insert the verified legal entity, trading name, website owner, effective date and acceptance mechanism after legal review.

Confirm which users, services and website features these terms cover, and how changes will be communicated.

Website content is intended to explain AFC’s referral role and provide general educational information. It must not be treated as personal financial, legal, taxation, credit or other professional advice.

A person should consider their own circumstances and obtain appropriately authorised professional advice before acting on information relevant to a financial decision.

The intended service is to understand an enquiry, identify a potentially relevant category of specialist or organisation, and facilitate an introduction where appropriate. The final service scope and any eligibility conditions must be confirmed in approved disclosure wording.

An introduction does not require a person to engage a provider and must not be presented as a guarantee of suitability, availability, outcome, licensing status or service quality.

Third-party providers are responsible for explaining their own authorisations, services, fees, risks, privacy practices and engagement terms. Add approved wording describing AFC’s relationship with introduced providers and the checks AFC actually performs.

External links should not be described as an endorsement unless that statement has been verified. Users should review the terms and privacy practices of each external service they choose to use.

Add proportionate rules prohibiting unlawful use, interference with website security, automated misuse and submission of another person’s information without authority. Confirm how suspected misuse may be handled.

The enquiry form must not be used to send tax file numbers, passwords, account or card numbers, superannuation member numbers, identity documents or exact balances.

Confirm the process for maintaining content and correcting errors. Do not promise uninterrupted access, complete accuracy, specific provider availability or a particular response time unless the business can support that commitment.

Identify the owner or authorised user of the AFC name, logo, website design and original content. Add permitted-use and infringement-reporting wording after ownership and licence rights have been verified.

Insert professionally drafted liability wording that reflects AFC’s actual service and does not exclude, restrict or modify rights that cannot lawfully be excluded. No limitation of liability is asserted by this placeholder.

Confirm the governing Australian state or territory, dispute process, legal notices contact and registered address. Do not infer jurisdiction from an unconfirmed office location.