Financial goal
Retirement planning can bring together income, superannuation, investments, tax considerations and the kind of life you want to lead. A clear starting point can make those connected decisions easier to navigate.
A clearer first brief
Start with the outcome
AFC starts with your priorities and helps identify the category of professional support that may suit the questions you want to explore.
Begin with the decision, change or concern that prompted you to seek support.
Related questions may point to more than one type of appropriately qualified professional.
Understand the conversation
These are orientation points to help you prepare, not a recommendation about what you should do.
A useful retirement conversation starts with more than a target date. It can include the lifestyle you hope to maintain, whether work will finish gradually or at once, the needs of the people close to you and the decisions that feel least clear today.
You do not need to arrive with a finished plan. Bringing together what you know, what has changed and what you want to understand can help reveal which questions deserve attention first.
Depending on your circumstances, retirement planning may involve a licensed financial adviser, superannuation specialist, accountant, estate-planning lawyer or another appropriately qualified professional. One provider may not cover every area.
AFC helps clarify the nature of your enquiry and can facilitate an introduction to a relevant third-party professional or organisation. Any advice, recommendations, costs and service terms are provided by that provider and should be considered before you proceed.
There are no perfect answers. A few notes can simply make the first conversation more focused.
When would you ideally like to reduce or finish work?
What would a comfortable week in retirement look like?
Which parts of your current position are unclear or overdue for review?
Are there family, health, housing or business considerations to include?
Potentially relevant expertise
These categories may be relevant to this goal, but their inclusion is not a statement that AFC directly provides each service or that every category is suitable for you.
Keep exploring
A wider goal may bring several connected questions into view.
Understand what you want to review and connect with suitable superannuation expertise.
Explore this goalFind the right starting point for tax questions that connect with your broader financial goals.
Explore this goalConsider the people and commitments that rely on you, then find suitable protection expertise.
Explore this goal