Navigating a major life change

Immediate tasks may include maintaining access to everyday funds, meeting essential payments, securing important records and understanding time-sensitive obligations. Longer-term investment or planning decisions may be better considered after the position is clearer.

A simple list of decisions, deadlines and current professional contacts can reduce the need to solve everything at once. Avoid sending identity documents, account numbers or exact balances in a general website enquiry.

Depending on the event, you may need legal, tax, lending, financial advice, insurance, estate administration or counselling support. Each has a distinct role, and one introduction may lead to a coordinated set of conversations.

AFC helps with financial-service direction and introductions. It does not provide crisis support or assume the role of legal, medical or mental-health professionals. Seek urgent specialist support where safety or wellbeing is at risk.